Sam Cummings Jr. Licensed Funeral Director
Professional Service Charges
We are pleased to provide you with a full disclosure of our professional service charges.
To help you understand funeral costs we have prepared an outline of the categories that make up a funeral account. There are basically three sections that make up a funeral account: casket & merchandise selections, professional service charges and cash advancements.
We advise the consumer, when checking funeral prices, to look at professional services charges, as well as, merchandise charges. There can be a wide price range for identical merchandise. Do not be fooled into believing that the funeral home with the lowest service charge is the least expensive for a complete service.
To help consumers, legislation states that all funeral homes must provide an itemized price list of all of their related professional service charges as well as casket and merchandise charges. This list must be available at the consumers' request without cost or obligation.
We pride ourselves on always being one of the most reasonably priced funeral homes in the area. Today, being good is not good enough. We trust that this service will give you one more reason to give the Cummings Funeral Home, Inc. - Kane serious consideration when seeking a funeral home that is pro-actively working towards providing you the highest standards of services and facilities while offering sensible and affordable solutions.
Casket & Merchandise Selections
This section is specific to the casket that a family selects. All of our caskets and merchandise is priced separately - meaning the price you see for the casket is for the casket itself with no other items included. This can often become confusing to families. Some of the other types of merchandise you might find in these section of the funeral account are: burial vaults, cremation urns, and upgraded stationary packages. Again, each is itemized based on your selection and a total is itemized under the "Casket & Merchandise Selections." As always, you are free to purchase or acquire these items from any other funeral home or other source. Receiving funeral homes cannot charge any handling or administration fees when a casket is purchased elsewhere.
Cash Advancements
Cash advancements are just as they imply: to aid the families we serve, we will cover third party expenses and place them on our account as a convenience.
Strict legislation ensures that these items are not marked up and only the exact "cost" is included on the funeral account. Typical cash disbursements might include:
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